What scenarios do you find that you need a camera- and what's the functionality that makes you say "a cell phone won't cut it for this shot"?
Only very long shots.... I have a Nikon with a 83X optical zoom... I still don't use it much anymore as I need a tripod to hold it steady.
Great shot, Jim! I agree, I've gotten cell photos blown up and printed on canvas, and you'd never know the difference. I find my phone often takes better photos in a snap than my SLR because it can automatically apply SDR and other enhancements where that would involve a lot of messing around in SLR settings followed by post-processing in photoshop to get the same result.
Maybe this is why Canon and Nikon are not going to develop any new DSLR's. Sad but that's the reality. I recently tried to sell some of my equipment and couldn't, it will probably have to wait until they become collectables.
Mobile phones have brought photography to the masses. It's now difficult for anyone other than a professional to tell the difference between a cell pic and one taken with expensive equipment. Personally, I leave my 3 cameras safe at home and use my cell, which I always have with me anyways.